Associate Professor of Technology and Operations, Michael R. and Mary Kay Hallman Fellow
Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding
What You'll Learn
- Estimate a logistic regression.
- Identify the key ingredients of a credit scoring algorithm.
- Identify the advantages and disadvantages to crowd-sourced lending.
- Differentiate crypto-based capital-raising models.
4 Modules
8 Hours
2 hrs per module (approx.)
Rating
About Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding
Consider the benefits and challenges of disruptive capital-raising technology.
Advances in technology have both systematized and democratized consumers’ and business’ access to capital. In this course, you will explore the ways in which technology has transformed access to consumer credit and access to seed capital for business projects.
You will examine disruptive technologies in credit scoring, raising capital through tokenization, and the evolution of crowdfunding for both debt and equity financing.
You will also learn how to differentiate between crypto-based capital-raising models.
Skills You'll Gain
- Blockchain
- Cryptocurrency
- Equity & Debt
- Finance
- Logistic Regression
What You'll Earn
- Certificate of Completion:
- Certificates of completion acknowledge knowledge acquired upon completion of a non-credit course or program.
Welcome Message
Welcome to Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding, a course exploring how financial technology is transforming access to capital. You will examine modern credit models, crowdfunding platforms, and coin offerings, while learning how data, platforms, and regulation shape financing decisions. This course helps learners understand emerging fundraising mechanisms and evaluate their risks, opportunities, and real-world applications.
This abbreviated syllabus description was created with the help of AI tools and reviewed by staff. The full syllabus is available to those who enroll in the course.
Course Schedule
Module 1: Introduction and What is FinTech?
- Video: Fintech Innovations: Series Map and Learning Goals
- Video: Fintech Innovations: Series Introduction
- Reading: Course Syllabus
- Reading: Help Us Learn More About You!
- Reading: Learning from a Case
- Discussion Prompt: Introductions
Module 2: What Is CreditTech?
- Reading: Case Reading: The Wonderful Wardrobe Story
- Video: Credit and Its Price
- Video: Credit Analysis and Scoring
- Reading: Case Reading: How Will Lenders Decide if I’m Eligible?
- Video: Data Analysis and Credit Part 1
- Video: Data Analysis and Credit Part 2
- Discussion Prompt: Case Activity: Evaluating "Super Lender"
- Graded: Case Discussion Participation
- Graded: End of Module Quiz
Module 3: Crowdfunding and ICOs
- Reading: Case Reading: Give me money...please?
- Video: Capital Structure in the Age of FinTech
- Video: Platform lending:Technology and business models
- Video: Platform Lending: Types and Risks
- Discussion Prompt: Case Activity: Researching Your Options
- Reading: Case Reading: Dream Big?
- Video: Crowdfunding: Reward Based Models
- Video: Crowdfunding: Equity Based Models
- Video: Crowdfunding: Crypto Based Models
- Video: ICO: Pricing, compliance, and returns
- Discussion Prompt: Case Activity: IPOs and ICOs
- Graded: Case Discussion Participation
- Graded: Case Discussion Participation
Module 4: Smart Banking—FinTech Banks and Banking-as-a-Service
- Reading: Case Reading: I’ve Got Funding. Now, Where Should I Put My Money?
- Video: Banking-as-a-service (BaaS): Concept
- Video: Banking-as-a-service (BaaS): Implementation
- Discussion Prompt: Case Activity: Decide Where to Bank
- Reading: Course Feedback
- Reading: Keep Learning with Michigan Online
- Graded: Case Discussion Participation
- Graded: End of Module Quiz
Grading Policy
Learners are evaluated through quizzes and participation in course discussions. Two quizzes are worth 40% each, and participation is worth 20% of your final grade.
Course content developed by U-M faculty and managed by the university. Faculty titles and affiliations are updated periodically.
Beginner Level
No prior experience required
